STATE PRODUCT DISCLOSURE
MVP Cash Advance publishes only the state/product role supported by current operating and legal records. The agreement presented for a specific transaction identifies the responsible legal provider, amount, charges, payment dates and rights. This disclosure does not create an approval or replace the agreement.
Wyoming’s post-dated-check framework includes a one-calendar-month maximum term, a statutory finance-charge formula, a same-casher refinancing restriction and a next-business-day rescission right. Those facts appear before any repeat-loan or extension path.
Licensed post-dated check cashing / payday lending
A Wyoming post-dated-check product is available only when the current licensed product/provider role supports it.
Wyoming Division of Banking
August 22, 2026 • Natalie Randrup
| Topic | Current disclosure |
|---|---|
| Finance charge | The maximum post-dated-check finance charge is the greater of $30 or 20% per month on the principal balance. |
| Maximum term | One calendar month; statutory extended-payment plans are treated separately. |
| Refinancing | The same post-dated-check casher may not repay, refinance or consolidate one transaction with proceeds of another post-dated-check transaction. |
| Right to rescind | The consumer may rescind by 5:00 p.m. Mountain Time on the following business day by returning the full original amount advanced in cash or certified funds; the rescission is at no cost. |
| Written notice | The consumer must receive written information explaining how to exercise the rescission right. |
| License | A person engaging in post-dated-check cashing in Wyoming must be licensed under the Wyoming consumer-credit framework. |
The state checker calculates the greater-of fee cap, blocks a payday term beyond one month and shows the rescission deadline on the confirmation screen.
MVP Cash Advance publishes only the state/product role supported by current operating and legal records. The agreement presented for a specific transaction identifies the responsible legal provider, amount, charges, payment dates and rights. This disclosure does not create an approval or replace the agreement.
Wyoming Division of Banking: View source →
Return to /locations/wyoming/ for the commercial product experience and calculator.
Wyoming Statutes Title 40 — §§ 40-14-363 through 40-14-365: View source →
Wyoming Legislature — post-dated check lending issue brief: View source →
Last reviewed: August 22, 2026. Reviewed by Natalie Randrup — Lending Compliance & Documentation Reviewer. Re-check when law, product, privacy, messaging or location operations materially change.
I was surprised by how straightforward the process felt. I had to upload one document twice before it went through.
I used the site from my phone and didn’t run into much trouble. I finished the application pretty quickly and the decision came faster than I expected. For an online process, it felt pretty human and not like I was just clicking into a black box.
I used the site from my phone and didn’t run into much trouble. Nothing felt hidden in the steps I went through. I still read the repayment details carefully, but there were no surprises for me.
This was my second time using an online loan service and this went much smoother. I had to call once and the rep was friendly and clear. I still read the repayment details carefully, but there were no surprises for me.
Mostly smooth from start to finish, with one small issue. The person I spoke with actually explained what I needed instead of rushing me off the phone. Good overall, just make sure the payment dates work with your budget.
Keep your amount, state and repayment preference in view as you continue through MVP Cash Advance.
