Primary Source Library

Natalie Randrup — Snapdocs public profile

https://notary.snapdocs.com/notary-public/california/belmont/natalie-randrup

Public profile documenting 25+ years across mortgage origination, processing, underwriting, closing, funding, post-closing and servicing, with consumer/real-estate lending and compliance experience.

Natalie Randrup — LinkedIn

https://www.linkedin.com/in/natalie-randrup-61588434

Public profile used as an identity/background verification source for the MVP Cash Advance reviewer profile.

Jennifer Fulmer — LinkedIn

https://www.linkedin.com/in/jenniferfulmer

Public profile used as an identity/background verification source for the MVP Cash Advance reviewer profile.

Timothy Schafer — LinkedIn

https://www.linkedin.com/in/timothy-schafer-93a8986

Public profile used as an identity/background verification source for the MVP Cash Advance reviewer profile.

USPTO — MVP CASH ADVANCE — MVP Financial, LLC

https://ttabvue.uspto.gov/ttabvue/ttabvue-92054404-CAN-1.pdf

USPTO record naming MVP Financial, LLC as owner of record for MVP CASH ADVANCE, Serial 78378135 / Registration 3,136,566.

DFPI 2016 license list — MVP Financial, LLC — License 1001852

https://dfpi.ca.gov/wp-content/uploads/sites/337/2018/11/Address-list-of-cddtl-active-licensed-locations-as-of-03-22-16.pdf

DFPI/DBO Deferred Deposit Transaction Law license list dated March 22, 2016. Record: License 1001852, MVP Financial, LLC, Main, 10 W. Bullard Ave. #105, Clovis, CA 93612.

RCW 31.45 — Check Cashers and Sellers

https://app.leg.wa.gov/rcw/default.aspx?cite=31.45

Kentucky Revised Statutes § 286.9-100

https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57586

Kentucky Senate Bill 219 / Acts Ch. 98 (effective July 15, 2026)

https://apps.legislature.ky.gov/record/26rs/SB219.html

Alabama State Banking Department

https://banking.alabama.gov/bol/statewide-deferred-presentment-database-faq/

Alabama Consumer Loans on the Internet

https://banking.alabama.gov/wp-content/uploads/2023/06/Consumer_Loans_on_the_Internet_Sept_2019.pdf

Alabama Deferred Presentment Services Act

https://banking.alabama.gov/wp-content/uploads/2023/08/Deferred_Presentment_Services_Act-1.pdf

Colorado Attorney General — Uniform Consumer Credit Code

https://coag.gov/licensing/uniform-consumer-credit-code/

Colorado AG — Consumer Credit

https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/

Colorado Attorney General — Consumer Credit Unit / UCCC

https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/uniform-consumer-credit-code/

Colorado payday reform information

https://coag.gov/press-releases/03-19-19-archived/

Ohio Revised Code § 1321.39

https://codes.ohio.gov/ohio-revised-code/section-1321.39

Ohio Revised Code § 1321.40

https://codes.ohio.gov/ohio-revised-code/section-1321.40

Ohio Revised Code § 1321.402 — prepayment/refunds

https://codes.ohio.gov/ohio-revised-code/section-1321.402

Ohio Division of Financial Institutions

https://com.ohio.gov/divisions-and-programs/financial-institutions/consumers/short-term-loans

FTC — advance-fee loan scams

https://consumer.ftc.gov/articles/advance-fee-loan-scams

FTC — fake check scams

https://consumer.ftc.gov/articles/how-spot-avoid-report-fake-check-scams

FTC — Loan scams

https://consumer.ftc.gov/articles/loan-scams

FTC — Consumer financial information

https://consumer.ftc.gov/consumer-alerts

FTC — Avoid fraud

https://consumer.ftc.gov/scams

Georgia Attorney General — Consumer Protection Division

https://consumer.georgia.gov/consumer-topics/payday-loans

Georgia Attorney General — Money and Credit

https://consumer.georgia.gov/money-and-credit

Colorado General Assembly — 2026 Colorado Revised Statutes, Title 5

https://content.leg.colorado.gov/agencies/office-legislative-legal-services/2026-crs-titles-download

CPPA — CCPA FAQ

https://cppa.ca.gov/faq

Official source ↗ Official source ↗ Official source ↗ Corrections policy

https://cppa.ca.gov/regulations/

California Privacy Protection Agency — Complaint Form

https://cppa.ca.gov/webapplications/complaint

Georgia Department of Banking and Finance — Payday Lending

https://dbf.georgia.gov/payday-lending

Google — LocalBusiness structured data

https://developers.google.com/search/docs/appearance/structured-data/local-business

Google — Search Essentials

https://developers.google.com/search/docs/essentials

Google — Spam policies / doorway abuse

https://developers.google.com/search/docs/essentials/spam-policies

Official source ↗ Official source ↗ Corrections policy

https://developers.google.com/search/docs/fundamentals/creating-helpful-content

Utah Department of Financial Institutions

https://dfi.utah.gov/

Washington DFI — Payday Loans

https://dfi.wa.gov/financial-education/information/payday-loans

Washington DFI — 2024 Payday Lending Report

https://dfi.wa.gov/sites/default/files/reports/2024-payday-loan-report.pdf

Official source ↗ Official source ↗ Official source ↗ Corrections policy

https://dfi.wi.gov/Pages/FinancialInstitutions/PaydayLenders/Default.aspx

Wisconsin DFI — Financial Institutions

https://dfi.wi.gov/Pages/FinancialInstitutions/default.aspx

California DFPI — Payday Loans & Cash Advances

https://dfpi.ca.gov/consumers/managing-debt/payday-loans-cash-advances-what-consumers-need-to-know/

DFPI — Payday Loans brochure

https://dfpi.ca.gov/wp-content/uploads/2026/07/What-You-Need-to-Know-About-Payday-Loans-brochure%E2%80%93English2021.pdf

Official source ↗ Official source ↗ Official source ↗ Corrections policy

https://dfpi.ca.gov/wp-content/uploads/sites/337/2024/01/DFPI-Protect-Yourself-from-Fraud-English-2nd-edition.pdf

Arizona Consumer Lenders — NMLS

https://difi.az.gov/consumer-lenders-nmls

Arizona Department of Insurance and Financial Institutions (DIFI)

https://difi.az.gov/faq/what-happened-payday-lender-difi-used-license

Arizona Regulatory Alert — Unlicensed Consumer Lending

https://difi.az.gov/sites/default/files/FE-AD-PO-Regulatory_and_Consumer_Alert_CL_CO__06%2009-16-2016_0.pdf

FCC — Revocation of consent rules

https://docs.fcc.gov/public/attachments/FCC-24-24A1.pdf

Wisconsin Statutes § 138.14

https://docs.legis.wisconsin.gov/statutes/statutes/138/14

Missouri Division of Finance — Consumer Credit

https://finance.mo.gov/consumercredit/

Missouri Division of Finance

https://finance.mo.gov/consumercredit/paydaylenders.php

Missouri Division of Finance — Payday loans in contiguous states / current published summary

https://finance.mo.gov/media/571

Florida OFR — Deferred Presentment Provider licensing

https://flofr.gov/divisions-offices/division-of-consumer-finance/deferred-presentment-provider

Florida OFR — Verify a License

https://flofr.gov/education/verify-a-license

Florida Office of Financial Regulation — payday lenders

https://flofr.gov/sitePages/PaydayLenders.htm

Kentucky DFI — File a Complaint

https://kfi.ky.gov/newstatic_Info.aspx?static_ID=347

Kentucky Department of Financial Institutions (DFI)

https://kfi.ky.gov/newstatic_info.aspx?static_id=239

Kentucky DFI — Search for a Licensee

https://kfi.ky.gov/newstatic_info.aspx?static_id=394

Virginia Code § 6.2-1817 — Authorized fees

https://law.lis.virginia.gov/vacode/title6.2/chapter18/section6.2-1817/

Virginia Code § 6.2-1818.3 — Total fee limits

https://law.lis.virginia.gov/vacode/title6.2/chapter18/section6.2-1818.3/

Virginia Code — Chapter 18 Short-Term Loans

https://law.lis.virginia.gov/vacodefull/title6.2/chapter18/

Virginia Code — Short-Term Loan Act

https://law.lis.virginia.gov/vacodepopularnames/short-term-loan-act/

Official source ↗ Official source ↗ Official source ↗ Corrections policy

https://le.utah.gov/xcode/Title7/Chapter23/7-23.html

Utah Code § 7-23-403 — Extended payment plan

https://le.utah.gov/xcode/Title7/Chapter23/C7-23_1800010118000101.pdf

NC DOJ — File a Complaint

https://ncdoj.gov/file-a-complaint/

North Carolina Department of Justice

https://ncdoj.gov/protecting-your-family/credit-and-debt/payday-loans/

California Attorney General — CCPA

https://oag.ca.gov/privacy/ccpa

California Attorney General — CCPA Opt-Out and GPC

https://oag.ca.gov/privacy/ccpa/gpc

Official source ↗ Official source ↗ Official source ↗ Corrections policy

https://occc.texas.gov/industry/credit-access-businesses

Texas OCCC — 2026 CAB Company License checklist

https://occc.texas.gov/wp-content/uploads/2026/03/Credit-Access-Business-Company-License.pdf

CMac business profile

https://personal-loan-services.cmac.ws/mvp-cash-advance/38422/

Birdeye business profile

https://reviews.birdeye.com/mvp-cash-advance-149016875478480

Texas Finance Code, Chapter 393

https://statutes.capitol.texas.gov/Docs/FI/htm/FI.393.htm

Google Business Profile guidelines

https://support.google.com/business/answer/3038177

U.S. Code — Electronic Signatures in Global and National Commerce Act

https://uscode.house.gov/statutes/pl/106/229.pdf

U.S. Access Board — ICT guidance

https://www.access-board.gov/ict/

Brownbook business profile

https://www.brownbook.net/business/12664000/mvp-cash-advance/

CFPB

https://www.consumerfinance.gov/

CFPB — Payday loans and short-term borrowing

https://www.consumerfinance.gov/ask-cfpb/what-is-a-payday-loan-en-1567/

CFPB — Submit a complaint

https://www.consumerfinance.gov/complaint/

CFPB — Consumer tools

https://www.consumerfinance.gov/consumer-tools/

Consumer Financial Protection Bureau — payday loans

https://www.consumerfinance.gov/consumer-tools/payday-loans/

CFPB — Regulation Z / Truth in Lending

https://www.consumerfinance.gov/rules-policy/regulations/1026/

Washington DFI — Borrower Rights and Responsibilities

https://www.dfi.wa.gov/sites/default/files/publications/payday-rights-responsibilities.pdf

FCC — TCPA rules and orders

https://www.fcc.gov/general/telemarketing-and-robocalls

Idaho Department of Finance

https://www.finance.idaho.gov/consumer-finance/guidance/payday-lenders/

Idaho Payday Loan Act consumer-protection summary

https://www.finance.idaho.gov/wp-content/uploads/industry/compliance-connection-newsletter/documents/ComplianceNewsletter_Summer2014.pdf

Idaho Department of Finance — Extended Payment Plan guidance

https://www.finance.idaho.gov/wp-content/uploads/legal/guidance/documents/payday-lenders/2020-10-CFB-GS-PAYDAY-Extended-Payment-Plans.pdf

Florida Office of Financial Regulation (OFR)

https://www.flofr.gov/education/consumer-resources/lists/consumer-resources/payday-lenders-%28deferred-presentment-providers%29

FTC — Privacy and Security

https://www.ftc.gov/business-guidance/privacy-security

FTC — Safeguards Rule

https://www.ftc.gov/business-guidance/privacy-security/gramm-leach-bliley-act

FTC — IdentityTheft.gov

https://www.identitytheft.gov/

Indiana DFI — small loans

https://www.in.gov/dfi/consumer-credit/small-loans/

Indiana Small Loan Law pamphlet — effective Jan. 1, 2025

https://www.in.gov/dfi/files/2025-Brochure-INDIANA-SMALL-LOAN-LAW.pdf

Indiana Department of Financial Institutions (DFI)

https://www.in.gov/dfi/general-information/consumer-credit-division/

Indiana DFI — Policies and Guidance / current dollar adjustments

https://www.in.gov/dfi/general-information/policies-and-guidance/

Indiana DFI — Consumer Credit Licensing

https://www.in.gov/dfi/licensing-and-applications/consumer-credit-licensing/

Official source ↗ Official source ↗ Official source ↗ Official source ↗ Corrections policy

https://www.leg.colorado.gov/bills/hb23-1229

Michael Voss — LinkedIn

https://www.linkedin.com/in/michael-voss-360bb413

Michigan consumer-finance toolkit — deferred presentment

https://www.michigan.gov/-/media/Project/Websites/reinventretirement/PDFs/Financial-Toolkit.pdf

Michigan DIFS — 2025 Deferred Presentment Annual Report

https://www.michigan.gov/difs/-/media/Project/Websites/difs/Report/FY2026/MI_DP_Transaction_Services_Act_Annual_Report_2025.pdf

Michigan Department of Insurance and Financial Services (DIFS)

https://www.michigan.gov/difs/industry/licensing-cf/deferred-presentment

Michigan DIFS — Overview of Deferred Presentment Fees

https://www.michigan.gov/difs/industry/licensing-cf/deferred-presentment/database-provider/overview-of-deferred-presentment-fees

North Carolina Office of the Commissioner of Banks

https://www.nccob.gov/

Virginia SCC — Short-Term Lenders

https://www.scc.virginia.gov/pages/Short-Term-Lenders

W3C — WCAG 2.2

https://www.w3.org/TR/WCAG22/

Wyoming Statutes Title 40 — §§ 40-14-363 through 40-14-365

https://www.wyoleg.gov/statutes/compress/title40.pdf

MVP Cash Advance — YellowPages Clovis

https://www.yellowpages.com/clovis-ca/mip/mvp-cash-advance-481382866

YellowPages business listing

https://www.yellowpages.com/fresno-ca/c-c-check-cashing

Wyoming Legislature — post-dated check lending issue brief

https://wyoleg.gov/LSOResearch/2005/05IB011.pdf

Wyoming Statutes — Consumer Credit Code

https://wyoleg.gov/statutes/compress/title40.pdf

Wyoming Division of Banking

https://wyomingbankingdivision.wyo.gov/

California Deferred Deposit Transaction Law — DFPI consumer advisory

https://dfpi.ca.gov/wp-content/uploads/sites/337/2019/02/CDDTL-Advisory-2016-v1.03.pdf

California DFPI — Financial Services License Search

https://docqnetstg.dfpi.ca.gov/licensesearch/

California DFPI — Consumer Complaint Form

https://dfpi.ca.gov/wp-content/uploads/sites/337/forms/bank/DFPI-801.pdf